IOGEAR GKBSR201 104-key keyboard with integrated SMART card reader is a secure terminal for computer users in hospitals, education, banking or even at home. A smart card is the shape of a credit card, however it is embedded with a chip that can process data, and permit access to delegated computer systems. Smart Cards are often programmed with a pin number to ensure security for both the card holder and the system They want to access. GKBSR201 card reader uses a contact system which is less prone to misalignment your card when it is inserted, eliminating the possibility of it being misread. Smart Cards are the next generation of secure and user friendly identification, authentication, and data storage solutions. The IOGEAR GKBSR201 is an efficient and accurate Smart card reader solution. The keyboard with the integrated card reader solution will help minimize the clutter of an external, free-standing card reading device on your desk. Emv 2000 certified: EMV 2000 level 1 approved and suitable for banking/financial institutions fips-201 compliant: Meets US Federal information processing standard publication 201 CAC compatible for use with CAC card software suitable for applications in government, healthcare, banking, entertainment, and secure network login standard full size keyboard for Fast typing power/scan LED indicators CAC middleware is not included requirements computer/device computers with available USB port operating system Windows XP, Vista.