All-in-One package - The package includes 1 classy Harpy wallet with 12 elegant envelopes, 12 budget sheets, and 1 binder note for organizing - helps your budgeting and managing finances simple and easy. Elegant & Convenient - Our wallet is designed by Harpy's design team from Korea. The design team aimed to satisfy both classy and comfy feeling when using Harpy wallet. As a result, the wallet offers plenty of space for your cards, coins, envelopes, budget sheets, and more with better look. Straight Forward - Budget sheet needs to be easy to use and to understand. Our budget sheet has been modified several times by our design team and now we have one of the most simple and straight forward budget sheets in the market. Stylish - We believe it is about time that our customers deserve better style and designed cash envelope system wallet. We thoroughly studied the market and chose everyone-loving look when making the wallet. It is only our first edition and there is more to come. 100% Satisfaction - In case you are not happy with our product, we will gladly refund all of your money. Questions are always welcome and feel free to contact us.